Verizon and AT&T both offer cell phone plans specifically for senior citizens that are very appealing. The Verizon plan includes 200 individual minutes, 450 two line anytime minutes (handy if you have a second phone) and unlimited Verizon to Verizon cell phone minutes. The plan costs $29.99 per month and there is a one-time $35.00 activation fee. If you would like to add a second phone there is a one-time $25.00 activation fee (prices and plans subject to change).
The AT&T plan is for one phone, has 200 individual anytime minutes, 500 individual night and weekend minutes plus unlimited AT&T to AT&T cell phone minutes. The AT&T plan also costs $29.99 per month and has a one-time $36.00 activation fee (prices and plans subject to change). Both Verizon and AT&T have done away with roaming and long distance charges on these plans so there won't be any unexpected surprises when the bill arrives.
Another way to keep the cost of using your cell phone at a manageable level would be to use a phone that allows you to "pay as you go". Many of the "pay as you go" phones will also allow you to use pre-paid phone cards that are available at most supermarkets, CVS type pharmacies other retailers such as Target and in fact just about any place that sells a variety of gift cards. There are quite a few "pay as you go" plans being offered and it may be quite confusing so we recommend that you see a very well put together comparison at: http://www.prepaidreviews.com/bestrated.html
With the cost of living going up all of the time paying for cell phone service can be one place that, with a little bit of thought, doesn't necessarily have to be a source of financial worry. The internet offers simple shopping for cell phone plans and if you are unable to find what you need there most cell phone providers have kiosks in your local shopping mall and there are customer service representatives who will be happy to assist you.